Obtaining passive residency in Andorra is possible by investing in a property from €800,000. A decision that combines heritage, fiscal freedom, and quality of life in one of the most privileged environments in Europe.
We accompany you throughout the entire process: from the search for the right property to the complete processing of your residency, with the support of a law firm specialized in Andorran law.
Andorra offers one of the most competitive tax regimes in Europe: a maximum personal income tax (IRPF) of 10%, no wealth tax, no inheritance tax, and a VAT (IGI) of 4.5%, the lowest on the continent.
The purchase of a property in Andorra is not just a requirement for residency: it is an investment in a solid and rising market, with a total exemption from capital gains after 10 years from the acquisition.
Real estate agency and law firm under one roof. We accompany you from the selection of the property to the obtaining of the residence permit, with total legal security and without intermediaries.
Andorran passive residency is the legal residence permit for those who wish to live in Andorra without engaging in employment as an employee. It is designed for investors, high-net-worth individuals, entrepreneurs with international businesses, retirees, and people living on their private income.
With only 90 days of presence per year in the Principality, it is possible to access one of the most favorable tax systems in Europe. To obtain it through real estate investment, the main requirements are:
Personalized initial consultation
We analyze your profile, assets, and objectives to guide you on the most suitable passive residency option for your situation, and we clearly explain the steps, costs, and timeframes of the process.
Search and selection of the property
We present you with properties that meet the required investment threshold and fit your preferences. Our portfolio includes high-standing residential properties in the best locations of the Principality, selected so that your investment has present and future value.
Complete processing of the residence permit
Our law firm fully manages the file before the Andorran Immigration Department: documentation, deposit at the AFA, accreditation of investment, and follow-up until the passive residence permit is obtained.
Before starting any procedures, we explain in detail the tax implications of moving your residence to Andorra: which taxes you will stop paying, what obligations you acquire, and how the relationship with your country of origin is structured, including double taxation treaties.
We present you with properties that meet the minimum investment threshold required by current regulations (€800,000 per real estate unit) and that adapt to your usage needs, whether as a primary residence or as a capital asset.
Our law firm prepares and processes all the necessary documentation before the Immigration Department of the Government of Andorra: application, investment accreditation, deposit with the AFA, health insurance, and required certificates.
We guide you in opening your bank account in Andorra, an essential step to prove the required financial solvency and correctly channel the investment. We recommend the most suitable entity according to your financial profile.
We do not leave you alone in the process. We provide complete follow-up of the file until you receive your passive residency card, and we also advise you on periodic renewals so that you maintain your status without incidents.
Under the regulations in force in 2026, the minimum investment in real estate to access passive residency in Andorra is €800,000 per real estate unit. Additionally, it is necessary to make a non-refundable deposit of €50,000 with the Andorran Financial Authority (AFA).
Passive residency requires a minimum presence of 90 days per year in the Principality. This makes it a particularly flexible option for individuals with activities or interests in other countries, unlike ordinary tax residency, which requires more than 183 days.
Andorra has a maximum personal income tax (IRPF) of 10% (with a total exemption up to €24,000 per year), no wealth tax, no inheritance or gift tax, and a VAT (IGI) of 4.5%, the lowest in Europe. Furthermore, capital gains from the sale of real estate are exempt after 10 years from the purchase.
The usual process ranges between 3 and 6 months from the submission of the complete file, depending on the documentation provided and the resolution times of the Andorran Immigration Department. Our firm manages the entire process to minimize delays.
Yes. It is possible to include a spouse and dependent children in the application. For each additional person, a supplementary deposit of €12,000 with the AFA is required, along with proof of additional income equivalent to 100% of the Andorran minimum wage per dependent.
