{"id":2456,"date":"2026-05-27T02:58:33","date_gmt":"2026-05-27T00:58:33","guid":{"rendered":"https:\/\/housing-re.com\/acheter-un-appartement-en-andorre-sans-etre-resident-guide-complet\/"},"modified":"2026-05-27T02:58:33","modified_gmt":"2026-05-27T00:58:33","slug":"acheter-un-appartement-en-andorre-sans-etre-resident-guide-complet","status":"publish","type":"post","link":"http:\/\/housing-re.com\/fr\/acheter-un-appartement-en-andorre-sans-etre-resident-guide-complet\/","title":{"rendered":"Acheter un appartement en Andorre sans \u00eatre r\u00e9sident : guide complet"},"content":{"rendered":"

Andorre attire chaque ann\u00e9e un nombre croissant d’acheteurs internationaux souhaitant acqu\u00e9rir un bien immobilier sans \u00eatre r\u00e9sidents du pays. La bonne nouvelle est que <\/span>les non-r\u00e9sidents peuvent acheter des biens immobiliers en Andorre<\/strong>, bien que le processus pr\u00e9sente certaines particularit\u00e9s qu’il convient de conna\u00eetre avant de franchir le premier pas. Des exigences l\u00e9gales aux imp\u00f4ts applicables, bien comprendre le cadre r\u00e9glementaire fait la diff\u00e9rence entre une op\u00e9ration fluide et une op\u00e9ration pleine d’impr\u00e9vus. <\/p>\n

<\/p>\n

\"acheter<\/p>\n

Les non-r\u00e9sidents peuvent-ils acheter un bien immobilier en Andorre ?<\/h2>\n

La r\u00e9ponse est oui, mais avec des nuances. La l\u00e9gislation andorrane permet aux \u00e9trangers non-r\u00e9sidents d’acqu\u00e9rir des biens immobiliers, bien que pour formaliser l’achat, il soit n\u00e9cessaire d’obtenir une <\/span>autorisation d’investissement \u00e9tranger<\/strong> <\/span>d\u00e9livr\u00e9e par le Govern d’Andorra. Cette d\u00e9marche est effectu\u00e9e avant la signature notariale et, dans des conditions normales, ne constitue g\u00e9n\u00e9ralement pas un obstacle majeur pour les op\u00e9rations r\u00e9sidentielles standard. <\/p>\n

Le processus de demande requiert une documentation de base : identification de l’acheteur, description du bien immobilier et justification de l’op\u00e9ration. Les d\u00e9lais de r\u00e9solution sont g\u00e9n\u00e9ralement raisonnables, bien qu’ils puissent varier selon la charge administrative du moment. C’est pourquoi il est important <\/span>d’entamer cette d\u00e9marche avec une anticipation suffisante<\/strong> <\/span>pour ne pas retarder la cl\u00f4ture de l’op\u00e9ration.<\/p>\n

Une fois l’autorisation obtenue, le processus d’achat-vente suit les m\u00eames \u00e9tapes que pour tout acheteur : contrat d’arrhes, signature devant notaire andorran et enregistrement de la propri\u00e9t\u00e9. Disposer d’une \u00e9quipe qui conna\u00eet bien ces d\u00e9lais et ces d\u00e9marches est fondamental pour que tout se d\u00e9roule sans tensions. <\/p>\n

Aspects fiscaux et l\u00e9gaux \u00e0 prendre en compte<\/h2>\n

Pour un acheteur non-r\u00e9sident, la fiscalit\u00e9 andorrane reste tr\u00e8s attractive. Le <\/span>L’Impost de Transmissions Patrimonials (ITP)<\/strong> <\/span>s’applique \u00e0 4 % sur le prix d’achat-vente, l’un des taux les plus bas d’Europe. \u00c0 cela s’ajoutent les frais notariaux et d’enregistrement, qui situent g\u00e9n\u00e9ralement le co\u00fbt total de l’op\u00e9ration entre 6 % et 8 % de la valeur du bien immobilier. <\/p>\n

Concernant l’IRPF, les non-r\u00e9sidents qui per\u00e7oivent des revenus en Andorre \u2014 par exemple, par la location du bien immobilier \u2014 doivent les d\u00e9clarer selon la r\u00e9glementation en vigueur. N\u00e9anmoins, <\/span>Andorre n’applique pas d’imp\u00f4t sur la fortune<\/strong>, ce qui reste un avantage diff\u00e9rentiel par rapport \u00e0 de nombreux pays europ\u00e9ens.<\/p>\n

Un autre aspect pertinent est le financement. Les banques andorranes peuvent accorder des pr\u00eats hypoth\u00e9caires aux non-r\u00e9sidents, bien que les conditions et le pourcentage de financement soient g\u00e9n\u00e9ralement un peu plus restrictifs que pour les r\u00e9sidents. Bien \u00e9tudier les options bancaires avant de finaliser l’op\u00e9ration fait partie d’une <\/span>planification financi\u00e8re responsable<\/strong> <\/span>que tout acheteur international devrait effectuer.<\/p>\n

Comment trouver le bien immobilier adapt\u00e9 en tant qu’acheteur international<\/h2>\n

Le march\u00e9 immobilier andorran est restreint, tr\u00e8s actif et, dans le segment premium, assez discret. De nombreuses op\u00e9rations ne sont jamais publi\u00e9es sur les portails ouverts, ce qui fait que <\/span>l’acc\u00e8s par l’interm\u00e9diaire d’une agence immobili\u00e8re sp\u00e9cialis\u00e9e<\/strong> <\/span>est essentiel pour ne pas manquer les meilleures opportunit\u00e9s.<\/p>\n

Pour un acheteur non-r\u00e9sident, la valeur ajout\u00e9e d’un bon agent va au-del\u00e0 de la visite d’appartements : elle implique de comprendre votre profil, votre situation fiscale d’origine, vos objectifs \u00e0 moyen terme et la r\u00e9glementation sp\u00e9cifique qui s’applique dans votre cas. Un mauvais choix de bien immobilier ou de structure d’achat peut avoir des cons\u00e9quences qui perdurent dans le temps. <\/p>\n

Si vous envisagez de franchir cette \u00e9tape, explorer la s\u00e9lection de <\/span>biens immobiliers en Andorre<\/a> <\/span>de Housing R.E. constitue un bon point de d\u00e9part. Et si vous pr\u00e9f\u00e9rez une approche plus personnalis\u00e9e d\u00e8s le d\u00e9but, le <\/span>service de personal shopper immobilier<\/a> <\/span>est con\u00e7u pr\u00e9cis\u00e9ment pour les acheteurs qui souhaitent prendre des d\u00e9cisions \u00e9clair\u00e9es et sans improvisations.<\/p>\n","protected":false},"excerpt":{"rendered":"

Andorre attire chaque ann\u00e9e un nombre croissant d’acheteurs internationaux souhaitant acqu\u00e9rir un bien immobilier sans \u00eatre r\u00e9sidents du pays. La bonne nouvelle est que les non-r\u00e9sidents peuvent acheter des biens immobiliers en Andorre, bien que le processus pr\u00e9sente certaines particularit\u00e9s qu’il convient de conna\u00eetre avant de franchir le premier pas. Des exigences l\u00e9gales aux imp\u00f4ts…<\/p>\n","protected":false},"author":3,"featured_media":2457,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[4],"tags":[],"class_list":["post-2456","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-non-categorise"],"acf":[],"yoast_head":"\nAcheter un appartement en Andorre sans \u00eatre r\u00e9sident : guide complet - Housing-re<\/title>\n<meta name=\"description\" content=\"Pouvez-vous acheter un appartement en Andorre sans \u00eatre r\u00e9sident ? Oui. 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