{"id":2458,"date":"2026-05-27T02:58:33","date_gmt":"2026-05-27T00:58:33","guid":{"rendered":"https:\/\/housing-re.com\/buying-a-flat-in-andorra-as-a-non-resident-a-complete-guide\/"},"modified":"2026-05-27T02:58:33","modified_gmt":"2026-05-27T00:58:33","slug":"buying-a-flat-in-andorra-as-a-non-resident-a-complete-guide","status":"publish","type":"post","link":"http:\/\/housing-re.com\/en\/buying-a-flat-in-andorra-as-a-non-resident-a-complete-guide\/","title":{"rendered":"Buying a flat in Andorra as a non-resident: a complete guide"},"content":{"rendered":"<p>Every year, Andorra attracts a growing number of international buyers looking to acquire property without being residents of the country. The good news is that <span> <\/span><strong>non-residents can buy real estate in Andorra<\/strong>, although the process has certain particularities that are worth knowing before taking the first step. From legal requirements to applicable taxes, a thorough understanding of the regulatory framework is what makes the difference between a smooth operation and one full of unforeseen events. <\/p>\n<p><!--more--><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-2452 size-full\" src=\"http:\/\/housing-re.com\/wp-content\/uploads\/2026\/05\/comprar-piso-en-andorra-no-residente-scaled.jpg\" alt=\"buying a flat in andorra as a non-resident\" width=\"2560\" height=\"1707\" srcset=\"http:\/\/housing-re.com\/wp-content\/uploads\/2026\/05\/comprar-piso-en-andorra-no-residente-scaled.jpg 2560w, http:\/\/housing-re.com\/wp-content\/uploads\/2026\/05\/comprar-piso-en-andorra-no-residente-300x200.jpg 300w, http:\/\/housing-re.com\/wp-content\/uploads\/2026\/05\/comprar-piso-en-andorra-no-residente-1024x683.jpg 1024w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\" \/><\/p>\n<h2>Can non-residents buy property in Andorra?<\/h2>\n<p>The answer is yes, but with certain nuances. Andorran legislation allows non-resident foreigners to acquire real estate, although to formalize the purchase it is necessary to obtain a <span> <\/span><strong>foreign investment authorization<\/strong><span> <\/span>issued by the Government of Andorra. This procedure is managed before the notarized signing and, under normal conditions, does not usually represent a significant obstacle for standard residential operations. <\/p>\n<p>The application process requires basic documentation: buyer identification, property description, and justification for the operation. Resolution times are usually reasonable, although they may vary depending on the administrative workload at the time. Therefore, it is important to  <span> <\/span><strong>start this process well in advance<\/strong><span> <\/span>to avoid delaying the closing of the operation.<\/p>\n<p>Once the authorization is obtained, the sale process follows the same steps as for any buyer: deposit contract, signing before an Andorran notary, and property registration. Having a team that is well-versed in these timelines and procedures is essential for everything to flow without tension. <\/p>\n<h2>Tax and legal aspects to consider<\/h2>\n<p>For a non-resident buyer, Andorran taxation remains very attractive. Public<span> <\/span><strong>Property Transfer Tax (ITP)<\/strong><span> <\/span>is applied at 4% on the purchase price, one of the lowest rates in Europe. To this must be added notary and registration fees, which generally place the total cost of the operation between 6% and 8% of the property value. <\/p>\n<p>Regarding Personal Income Tax (IRPF), non-residents who obtain income in Andorra\u2014for example, from renting the property\u2014must pay tax on it according to current regulations. However, <span> <\/span><strong>Andorra does not apply wealth tax<\/strong>, which remains a competitive advantage compared to many European countries.<\/p>\n<p>Another relevant aspect is financing. Andorran banks can grant mortgages to non-residents, although the conditions and the financing percentage are usually somewhat more restrictive than for residents. Carefully studying banking options before closing the operation is part of the  <span> <\/span><strong>responsible financial planning<\/strong><span> <\/span>that every international buyer should undertake.<\/p>\n<h2>How to find the right property as an international buyer<\/h2>\n<p>The Andorran real estate market is small, very active, and, in the premium segment, quite discreet. Many operations are never published on open portals, which makes <span> <\/span><strong>access through a specialized real estate agency<\/strong><span> <\/span>key to not missing out on the best opportunities.<\/p>\n<p>For a non-resident buyer, the added value of a good agent goes beyond showing flats: it involves understanding your profile, your tax situation in your country of origin, your medium-term objectives, and the specific regulations that apply to your case. A poor choice of property or purchase structure can have long-lasting consequences. <\/p>\n<p>If you are considering taking this step, exploring the selection of<span> <\/span><a href=\"https:\/\/housing-re.com\/en\/properties-in-andorra\/\">properties in Andorra<\/a><span> <\/span>from Housing R.E. is a good starting point. And if you prefer a more personalized approach from the beginning, our service <span> <\/span><a href=\"https:\/\/housing-re.com\/en\/real-estate-personal-shopper\/\">personal shopper real estate service<\/a><span> <\/span>is designed precisely for buyers who want to make informed decisions without improvisation.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Every year, Andorra attracts a growing number of international buyers looking to acquire property without being residents of the country. The good news is that non-residents can buy real estate in Andorra, although the process has certain particularities that are worth knowing before taking the first step. From legal requirements to applicable taxes, a thorough&#8230;<\/p>\n","protected":false},"author":3,"featured_media":2459,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[11],"tags":[],"class_list":["post-2458","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Buying a flat in Andorra as a non-resident: a complete guide - Housing-re<\/title>\n<meta name=\"description\" content=\"Can you buy a flat in Andorra without being a resident? Yes. 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