{"id":4037,"date":"2026-07-06T01:35:24","date_gmt":"2026-07-05T23:35:24","guid":{"rendered":"https:\/\/housing-re.com\/investing-in-andorra-from-spain-spanish-non-resident-buyer\/"},"modified":"2026-07-06T02:43:57","modified_gmt":"2026-07-06T00:43:57","slug":"investing-in-andorra-from-spain-spanish-non-resident-buyer","status":"publish","type":"page","link":"http:\/\/housing-re.com\/en\/investing-in-andorra-from-spain-spanish-non-resident-buyer\/","title":{"rendered":"Investing in Andorra from Spain: Spanish non-resident buyer"},"content":{"rendered":"<section class=\"l-section wpb_row us_custom_9b38aec0 height_auto\"><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_grid cols_3-2 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_middle type_default stacking_default\"><div class=\"wpb_column vc_column_container us_custom_345c8b9d has_text_color\"><div class=\"vc_column-inner\"><div class=\"w-separator size_huge\"><\/div><div class=\"g-cols wpb_row via_grid cols_3-1 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_top type_default stacking_default\" style=\"--columns-gap:1.3rem;\"><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><nav class=\"g-breadcrumbs us_custom_492179a4 separator_icon align_none\" itemscope itemtype=\"http:\/\/schema.org\/BreadcrumbList\"><div class=\"g-breadcrumbs-item\" itemscope itemprop=\"itemListElement\" itemtype=\"http:\/\/schema.org\/ListItem\"><a itemprop=\"item\" href=\"http:\/\/housing-re.com\/en\/\"><span itemprop=\"name\">Home<\/span><\/a><meta itemprop=\"position\" content=\"1\"\/><\/div><div class=\"g-breadcrumbs-separator\"><i class=\"far fa-angle-right\"><\/i><\/div><div class=\"g-breadcrumbs-item\">Pages<\/div><\/nav><h1 class=\"w-text\"><span class=\"w-text-h\"><span class=\"w-text-value\">Investing in Andorra from Spain without changing your residence<\/span><\/span><\/h1><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p>You do not need to move to Andorra to invest in its real estate market. As a Spanish non-resident buyer, you can purchase a property in the country provided you obtain foreign investment authorisation and comply with the purchase limits in force since 2025: a maximum of two apartments or one single-family home. <\/p>\n<p>We explain <strong>what buying in Andorra without residing there involves<\/strong>: procedures, taxes specific to non-residents, mortgage conditions, and what returns you can expect if your goal is renting.<\/p>\n<\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"w-image us_custom_a39f4492 hide_on_mobiles align_none\"><div class=\"w-image-h\"><img decoding=\"async\" width=\"151\" height=\"156\" src=\"http:\/\/housing-re.com\/wp-content\/uploads\/2025\/12\/pripiedades-en-andorra.png\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" \/><\/div><\/div><\/div><\/div><\/div><div class=\"w-separator size_small\"><\/div><div class=\"w-separator hide_on_mobiles size_custom\" style=\"height:7rem\"><\/div><\/div><\/div><div class=\"wpb_column vc_column_container us_custom_cf3d7369 has_bg_color\"><div class=\"vc_column-inner\"><div class=\"w-text us_custom_58b0c369\"><span class=\"w-text-h\"><span class=\"w-text-value\">Discuss your case as a non-resident investor<\/span><\/span><\/div><div class=\"w-separator size_medium\"><\/div><form class=\"w-form  us-field-style_1 us_custom_17d082de layout_ver show_message_after_sending for_cform us_form_1\" action=\"http:\/\/housing-re.com\/en\/wp-json\/wp\/v2\/pages\/4037\" method=\"post\"><div class=\"w-form-h\"><div class=\"w-form-row for_text cols_2\">\r\n\t\t<div class=\"w-form-row-field\">\r\n\t\t\t\t\t\t<input aria-label=\"First name and last name\" type=\"text\" name=\"us_form_1_text_1\" value placeholder=\"First name and last name\"\/>\r\n\t\t\t<\/div>\r\n\t\t<div class=\"w-form-row-state\">Fill out this field<\/div>\r\n<\/div>\r\n<div class=\"w-form-row for_text cols_2\">\r\n\t\t<div class=\"w-form-row-field\">\r\n\t\t\t\t\t\t<input aria-label=\"Phone\" inputmode=\"numeric\" type=\"text\" name=\"us_form_1_text_2\" value placeholder=\"Phone\"\/>\r\n\t\t\t<\/div>\r\n\t\t<div class=\"w-form-row-state\">Fill out this field<\/div>\r\n<\/div>\r\n<div class=\"w-form-row for_email\">\r\n\t\t<div class=\"w-form-row-field\">\r\n\t\t\t\t\t\t<input aria-label=\"Email\" type=\"email\" name=\"us_form_1_email_1\" value placeholder=\"Email\"\/>\r\n\t\t\t<\/div>\r\n\t\t<div class=\"w-form-row-state\">Please enter a valid email address.<\/div>\r\n<\/div>\r\n<div class=\"w-form-row for_textarea\">\r\n\t\t<div class=\"w-form-row-field\">\r\n\t\t\t\t\t\t<textarea aria-label=\"Message\" name=\"us_form_1_textarea_1\" placeholder=\"Message\"><\/textarea>\r\n\t\t\t<\/div>\r\n\t\t<div class=\"w-form-row-state\">Fill out this field<\/div>\r\n<\/div>\r\n<div class=\"w-form-row for_agreement required\">\r\n\t\t<div class=\"w-form-row-field\">\r\n\t\t\t\t<label>\r\n\t\t\t<input type=\"checkbox\" value=\"1\" data-required=\"true\" aria-required=\"true\" name=\"us_form_1_agreement_1\"\/>\r\n\t\t\t<span>I accept the legal notice and privacy policy.<\/span>\r\n\t\t<\/label>\r\n\t\t\t<\/div>\r\n\t\t<div class=\"w-form-row-state\">You need to agree with the terms to proceed<\/div>\r\n<\/div>\r\n<input type=\"hidden\" name=\"action\" value=\"us_ajax_cform\" \/>\r\n<input type=\"hidden\" name=\"post_id\" value=\"0\" \/>\r\n<input type=\"hidden\" name=\"form_index\" value=\"1\" \/>\r\n<div class=\"w-form-row for_submit align_center\"><button class=\"w-btn us-btn-style_1\" type=\"submit\" aria-label=\"Submit\"><span class=\"g-preloader type_1\"><\/span><span class=\"w-btn-label\">Submit<\/span><\/button><\/div><\/div><div class=\"w-form-message\"><\/div><div class=\"w-form-json hidden\" onclick='return {&quot;ajaxurl&quot;:&quot;http:\\\/\\\/housing-re.com\\\/wp-admin\\\/admin-ajax.php&quot;,&quot;messages&quot;:{&quot;err_empty&quot;:&quot;Fill out this field&quot;,&quot;err_size&quot;:&quot;File size cannot exceed %s MB&quot;,&quot;err_extension&quot;:&quot;%s file type is not allowed&quot;,&quot;err_recaptcha_keys&quot;:&quot;reCAPTCHA keys are incorrect&quot;}}'><\/div><\/form><\/div><\/div><\/div><\/div><\/section><section class=\"l-section wpb_row us_custom_1f5f827b height_medium\"><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_grid cols_1 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_top type_default stacking_default\"><div class=\"wpb_column vc_column_container us_custom_2509bbe8 has_text_color\"><div class=\"vc_column-inner\"><h2 class=\"w-text us_custom_29f6d296 has_text_color\"><span class=\"w-text-h\"><span class=\"w-text-value\">Buying without residing: three key points<\/span><\/span><\/h2><div class=\"w-separator size_small\"><\/div><div class=\"g-cols wpb_row via_grid cols_3 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_top type_default stacking_default\" style=\"--columns-gap:1.7rem;\"><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"w-vwrapper align_center valign_top\" style=\"--vwrapper-gap:1rem\"><div class=\"w-image us_custom_38c48e28 align_none\"><div class=\"w-image-h\"><img decoding=\"async\" width=\"102\" height=\"102\" src=\"http:\/\/housing-re.com\/wp-content\/uploads\/2025\/12\/venta-personalizada.png\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" loading=\"lazy\" \/><\/div><\/div><div class=\"wpb_text_column us_custom_d6500553 has_text_color\"><div class=\"wpb_wrapper\"><h3>Mandatory prior authorisation<\/h3>\n<p>Any non-resident needs the Govern\u2019s foreign investment authorisation before signing, with a typical timeframe of 15 to 20 business days.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"w-vwrapper align_center valign_top\" style=\"--vwrapper-gap:1rem\"><div class=\"w-image us_custom_38c48e28 align_none\"><div class=\"w-image-h\"><img decoding=\"async\" width=\"102\" height=\"102\" src=\"http:\/\/housing-re.com\/wp-content\/uploads\/2025\/12\/venta-personalizada-en-andorra.png\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" loading=\"lazy\" \/><\/div><\/div><div class=\"wpb_text_column us_custom_4ae57f2c has_text_color\"><div class=\"wpb_wrapper\"><h3>Limit of two properties<\/h3>\n<p>From April 2025, a non-resident may own a maximum of two apartments or one single-family home, and cannot combine both options.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"w-vwrapper align_center valign_top\" style=\"--vwrapper-gap:1rem\"><div class=\"w-image us_custom_38c48e28 align_none\"><div class=\"w-image-h\"><img decoding=\"async\" width=\"102\" height=\"102\" src=\"http:\/\/housing-re.com\/wp-content\/uploads\/2025\/12\/venta-propiedades-en-andorra.png\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" loading=\"lazy\" \/><\/div><\/div><div class=\"wpb_text_column us_custom_7bf0e3af has_text_color\"><div class=\"wpb_wrapper\"><h3>Real rental returns<\/h3>\n<p>Gross rental yields range between 3% and 5% per year, with Andorra la Vella and Escaldes-Engordany as the most established areas.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"g-cols wpb_row via_grid cols_1 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_top type_default stacking_default\" style=\"--columns-gap:3rem;\"><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"l-section wpb_row us_custom_a0f37b67 height_medium\"><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_grid cols_2 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_top type_default stacking_default\"><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><\/div><\/div><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><h2 class=\"w-text us_custom_8b3d6790 has_text_color\"><span class=\"w-text-h\"><span class=\"w-text-value\">What taxes does a Spaniard pay when buying in Andorra without residing there?<\/span><\/span><\/h2><div class=\"wpb_text_column us_custom_345c8b9d has_text_color\"><div class=\"wpb_wrapper\"><p>As a non-resident, in addition to the purchase price you must factor in a specific tax burden that does not apply to those who already live in the country.<\/p>\n<ul>\n<li>Tax on foreign real estate investment: 6% on the first property and 10% on the second.<\/li>\n<li>ITP (4%) or IGI (4.5%), depending on whether the seller is a private individual or a professional.<\/li>\n<li>Foreign investment authorisation fee: \u20ac300, in addition to the other taxes.<\/li>\n<li>Notary and registration fees, usually paid by the buyer.<\/li>\n<li>Overall, an additional 10% to 12% on top of the purchase price.<\/li>\n<\/ul>\n<\/div><\/div><div class=\"w-separator size_small\"><\/div><div class=\"w-btn-wrapper align_none\"><a class=\"w-btn us-btn-style_4 icon_atright\" href=\"#contacto\"><span class=\"w-btn-label\">Calculate your investment in Andorra<\/span><i class=\"fas fa-chevron-circle-right\"><\/i><\/a><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"l-section wpb_row us_custom_f4d6c992 height_medium\"><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_grid cols_1 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_top type_default stacking_default\"><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><h2 class=\"w-text us_custom_0c4dbdce has_text_color\"><span class=\"w-text-h\"><span class=\"w-text-value\">How we support you if you buy from Spain<\/span><\/span><\/h2><div class=\"w-tabs us_custom_834150c5 has_text_color layout_hor style_simple2 switch_click\" style=\"--sections-title-size:24px\"><div class=\"w-tabs-list items_3 align_center\" style=\"font-family:var(--h1-font-family);font-weight:600;line-height:1;\"><div class=\"w-tabs-list-h\"><button class=\"w-tabs-item active\" aria-controls=\"content-i6e6\" aria-expanded=\"false\"><span class=\"w-tabs-item-title\">01 We define your investment objective<\/span><\/button><button class=\"w-tabs-item\" aria-controls=\"content-s646\" aria-expanded=\"false\"><span class=\"w-tabs-item-title\">02 We manage the authorisation<\/span><\/button><button class=\"w-tabs-item\" aria-controls=\"content-j6f8\" aria-expanded=\"false\"><span class=\"w-tabs-item-title\">03 We coordinate remote signing<\/span><\/button><\/div><\/div><div class=\"w-tabs-sections titles-align_none icon_chevron cpos_right\"><div class=\"w-tabs-section no_indents active\" id=\"i6e6\" style=\"background:var(--color-header-middle-bg);\"><button class=\"w-tabs-section-header active\" aria-controls=\"content-i6e6\" aria-expanded=\"true\"><div class=\"w-tabs-section-title\">01 We define your investment objective<\/div><div class=\"w-tabs-section-control\"><\/div><\/button><div  class=\"w-tabs-section-content us_custom_d2dfc26e\" id=\"content-i6e6\"><div class=\"w-tabs-section-content-h i-cf\"><div class=\"g-cols wpb_row via_grid cols_2 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_middle type_default stacking_default\" style=\"--columns-gap:0rem;\"><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"w-image align_none\"><div class=\"w-image-h\"><img decoding=\"async\" width=\"1024\" height=\"692\" src=\"http:\/\/housing-re.com\/wp-content\/uploads\/2026\/07\/Invertir-Andorra-desde-Espana-Definimos-tu-objetivo-de-inversion-1024x692.jpg\" class=\"attachment-large size-large\" alt=\"Invertir Andorra desde Espa\u00f1a Definimos tu objetivo de inversi\u00f3n\" loading=\"lazy\" srcset=\"http:\/\/housing-re.com\/wp-content\/uploads\/2026\/07\/Invertir-Andorra-desde-Espana-Definimos-tu-objetivo-de-inversion-1024x692.jpg 1024w, http:\/\/housing-re.com\/wp-content\/uploads\/2026\/07\/Invertir-Andorra-desde-Espana-Definimos-tu-objetivo-de-inversion-300x203.jpg 300w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container us_custom_df5f4c97 has_text_color\"><div class=\"vc_column-inner\"><div class=\"wpb_text_column us_custom_feeb1c60\"><div class=\"wpb_wrapper\"><p><strong>We define your investment objective<\/strong><\/p>\n<p>Second home, long-term rental, or holiday rental: each option requires a different strategy and a different area.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"w-tabs-section no_indents\" id=\"s646\" style=\"background:var(--color-header-transparent-text);\"><button class=\"w-tabs-section-header\" aria-controls=\"content-s646\" aria-expanded=\"false\"><div class=\"w-tabs-section-title\">02 We manage the authorisation<\/div><div class=\"w-tabs-section-control\"><\/div><\/button><div  class=\"w-tabs-section-content us_custom_5043e7a3\" id=\"content-s646\"><div class=\"w-tabs-section-content-h i-cf\"><div class=\"g-cols wpb_row via_grid cols_2 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_middle type_default stacking_default\" style=\"--columns-gap:0rem;\"><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"w-image align_none\"><div class=\"w-image-h\"><img decoding=\"async\" width=\"1024\" height=\"683\" src=\"http:\/\/housing-re.com\/wp-content\/uploads\/2026\/07\/Invertir-Andorra-desde-Espana-Gestionamos-la-autorizacion-1024x683.jpg\" class=\"attachment-large size-large\" alt=\"Invertir Andorra desde Espa\u00f1a Gestionamos la autorizaci\u00f3n\" loading=\"lazy\" srcset=\"http:\/\/housing-re.com\/wp-content\/uploads\/2026\/07\/Invertir-Andorra-desde-Espana-Gestionamos-la-autorizacion-1024x683.jpg 1024w, http:\/\/housing-re.com\/wp-content\/uploads\/2026\/07\/Invertir-Andorra-desde-Espana-Gestionamos-la-autorizacion-300x200.jpg 300w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container us_custom_df5f4c97 has_text_color\"><div class=\"vc_column-inner\"><div class=\"wpb_text_column us_custom_feeb1c60\"><div class=\"wpb_wrapper\"><p><strong>We manage the authorisation<\/strong><\/p>\n<p>Together with you, we prepare the documentation required to apply for foreign investment authorisation with the Govern of Andorra.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"w-tabs-section no_indents\" id=\"j6f8\" style=\"background:var(--color-header-transparent-text);\"><button class=\"w-tabs-section-header\" aria-controls=\"content-j6f8\" aria-expanded=\"false\"><div class=\"w-tabs-section-title\">03 We coordinate remote signing<\/div><div class=\"w-tabs-section-control\"><\/div><\/button><div  class=\"w-tabs-section-content us_custom_5043e7a3\" id=\"content-j6f8\"><div class=\"w-tabs-section-content-h i-cf\"><div class=\"g-cols wpb_row via_grid cols_2 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_middle type_default stacking_default\" style=\"--columns-gap:0rem;\"><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"w-image align_none\"><div class=\"w-image-h\"><img decoding=\"async\" width=\"1024\" height=\"683\" src=\"http:\/\/housing-re.com\/wp-content\/uploads\/2026\/07\/Invertir-Andorra-desde-Espana-Coordinamos-la-firma-a-distancia-1024x683.jpg\" class=\"attachment-large size-large\" alt=\"Invertir Andorra desde Espa\u00f1a Coordinamos la firma a distancia\" loading=\"lazy\" srcset=\"http:\/\/housing-re.com\/wp-content\/uploads\/2026\/07\/Invertir-Andorra-desde-Espana-Coordinamos-la-firma-a-distancia-1024x683.jpg 1024w, http:\/\/housing-re.com\/wp-content\/uploads\/2026\/07\/Invertir-Andorra-desde-Espana-Coordinamos-la-firma-a-distancia-300x200.jpg 300w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container us_custom_df5f4c97 has_text_color\"><div class=\"vc_column-inner\"><div class=\"wpb_text_column us_custom_feeb1c60\"><div class=\"wpb_wrapper\"><p><strong>We coordinate remote signing<\/strong><\/p>\n<p>We organise viewings, the notary appointment, and banking procedures to minimise your trips from Spain throughout the process.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"l-section wpb_row us_custom_1df3a3fe has_text_color height_medium\"><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_grid cols_2 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_top type_default stacking_default\"><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><h2 class=\"w-text\"><span class=\"w-text-h\"><span class=\"w-text-value\">What a Spanish investor should know before buying<\/span><\/span><\/h2><div class=\"w-tabs us_custom_1d108e8d aspectos style_default switch_click accordion remove_indents\" style=\"--sections-title-size:inherit\"><div class=\"w-tabs-sections titles-align_none icon_plus cpos_right\"><div class=\"w-tabs-section\" id=\"eae4\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><button class=\"w-tabs-section-header\" aria-controls=\"content-eae4\" aria-expanded=\"false\"><div class=\"w-tabs-section-title\" itemprop=\"name\">Financing as a non-resident<\/div><div class=\"w-tabs-section-control\"><\/div><\/button><div  class=\"w-tabs-section-content\" id=\"content-eae4\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div class=\"w-tabs-section-content-h i-cf\" itemprop=\"text\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p>Andorran banks typically finance between 50% and 60% of the property value for non-residents, compared to the usual 80% for residents.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"w-tabs-section\" id=\"hd65\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><button class=\"w-tabs-section-header\" aria-controls=\"content-hd65\" aria-expanded=\"false\"><div class=\"w-tabs-section-title\" itemprop=\"name\">Bank account in Andorra<\/div><div class=\"w-tabs-section-control\"><\/div><\/button><div  class=\"w-tabs-section-content\" id=\"content-hd65\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div class=\"w-tabs-section-content-h i-cf\" itemprop=\"text\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p>It is necessary to open an account with an Andorran bank to manage the payment and prove the origin of funds in line with anti-money laundering regulations.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"w-tabs-section\" id=\"rfa9\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><button class=\"w-tabs-section-header\" aria-controls=\"content-rfa9\" aria-expanded=\"false\"><div class=\"w-tabs-section-title\" itemprop=\"name\">Restrictions on use of the property<\/div><div class=\"w-tabs-section-control\"><\/div><\/button><div  class=\"w-tabs-section-content\" id=\"content-rfa9\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div class=\"w-tabs-section-content-h i-cf\" itemprop=\"text\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p>Foreign investors may not use the property for development for resale or for speculative tourist use, under current regulations.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"w-tabs-section\" id=\"a171\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><button class=\"w-tabs-section-header\" aria-controls=\"content-a171\" aria-expanded=\"false\"><div class=\"w-tabs-section-title\" itemprop=\"name\">Discount for affordable rent<\/div><div class=\"w-tabs-section-control\"><\/div><\/button><div  class=\"w-tabs-section-content\" id=\"content-a171\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div class=\"w-tabs-section-content-h i-cf\" itemprop=\"text\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p>There is a 90% discount on the foreign investment tax if you allocate the property to primary-residence rental for at least 10 years.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"w-tabs-section\" id=\"z31e\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><button class=\"w-tabs-section-header\" aria-controls=\"content-z31e\" aria-expanded=\"false\"><div class=\"w-tabs-section-title\" itemprop=\"name\">Double taxation with Spain<\/div><div class=\"w-tabs-section-control\"><\/div><\/button><div  class=\"w-tabs-section-content\" id=\"content-z31e\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div class=\"w-tabs-section-content-h i-cf\" itemprop=\"text\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p>Andorra and Spain have a double taxation treaty, which is relevant if you later sell the property or receive rental income.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><\/div><\/div><\/div><\/div><\/section><section class=\"l-section wpb_row us_custom_1f5f827b height_large\"><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_grid cols_1 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_top type_default stacking_default\"><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><h2 class=\"w-text us_custom_eb849559\"><span class=\"w-text-h\"><span class=\"w-text-value\">Frequently asked questions about investing in Andorra from Spain<\/span><\/span><\/h2><div class=\"w-tabs nocolor style_default switch_click accordion\" style=\"--sections-title-size:inherit\"><div class=\"w-tabs-sections titles-align_none icon_plus cpos_right\"><div class=\"w-tabs-section\" id=\"w74e\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><button class=\"w-tabs-section-header\" aria-controls=\"content-w74e\" aria-expanded=\"false\"><h3 class=\"w-tabs-section-title\" itemprop=\"name\">Can I buy in Andorra as a Spaniard without moving my residence?<\/h3><div class=\"w-tabs-section-control\"><\/div><\/button><div  class=\"w-tabs-section-content\" id=\"content-w74e\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div class=\"w-tabs-section-content-h i-cf\" itemprop=\"text\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p>Yes, you only need to obtain foreign investment authorisation and comply with the limit of two apartments or one single-family home per non-resident.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"w-tabs-section\" id=\"e93c\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><button class=\"w-tabs-section-header\" aria-controls=\"content-e93c\" aria-expanded=\"false\"><h3 class=\"w-tabs-section-title\" itemprop=\"name\">How long does the entire purchase process take?<\/h3><div class=\"w-tabs-section-control\"><\/div><\/button><div  class=\"w-tabs-section-content\" id=\"content-e93c\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div class=\"w-tabs-section-content-h i-cf\" itemprop=\"text\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p>Between the authorisation, opening a bank account, and signing before a notary, the full process usually takes between one and three months.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"w-tabs-section\" id=\"jaf7\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><button class=\"w-tabs-section-header\" aria-controls=\"content-jaf7\" aria-expanded=\"false\"><h3 class=\"w-tabs-section-title\" itemprop=\"name\">What returns can I expect if I buy to rent?<\/h3><div class=\"w-tabs-section-control\"><\/div><\/button><div  class=\"w-tabs-section-content\" id=\"content-jaf7\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div class=\"w-tabs-section-content-h i-cf\" itemprop=\"text\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p>Average gross yields are between 3% and 5% per year, with Andorra la Vella and Escaldes-Engordany as the strongest areas for long-term rentals.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"w-tabs-section\" id=\"mcdc\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><button class=\"w-tabs-section-header\" aria-controls=\"content-mcdc\" aria-expanded=\"false\"><h3 class=\"w-tabs-section-title\" itemprop=\"name\">Is it more expensive to buy as a non-resident than as a resident?<\/h3><div class=\"w-tabs-section-control\"><\/div><\/button><div  class=\"w-tabs-section-content\" id=\"content-mcdc\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div class=\"w-tabs-section-content-h i-cf\" itemprop=\"text\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p>Yes, the foreign real estate investment tax (6\u201310%) is added to the other costs, which those who can already prove effective residence in the country do not pay.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"w-tabs-section\" id=\"be75\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><button class=\"w-tabs-section-header\" aria-controls=\"content-be75\" aria-expanded=\"false\"><h3 class=\"w-tabs-section-title\" itemprop=\"name\">Can I buy more than two properties if I am a non-resident?<\/h3><div class=\"w-tabs-section-control\"><\/div><\/button><div  class=\"w-tabs-section-content\" id=\"content-be75\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div class=\"w-tabs-section-content-h i-cf\" itemprop=\"text\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p>No, from April 2025 the limit is two apartments or one single-family home per non-resident investor, with no possibility of combining both options.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"HomePagesInvesting in Andorra from Spain without changing your residenceYou do not need to move to Andorra to invest in its real estate market. As a Spanish non-resident buyer, you can purchase a property in the country provided you obtain foreign investment authorisation and comply with the purchase limits in force since 2025: a maximum of...","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-4037","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Investing in Andorra from Spain: Spanish non-resident buyer - Housing-re<\/title>\n<meta name=\"description\" content=\"Investing in Andorra without residing: foreign authorisation, limit of two properties, and 6-10% taxes for the Spanish buyer.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/housing-re.com\/en\/investing-in-andorra-from-spain-spanish-non-resident-buyer\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Investing in Andorra from Spain: Spanish non-resident buyer - 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